Helping first time buyers to get on the Property Ladder – but the Help to Buy ISA deadline is November 30th

PUBLISHED: 27th Nov 2019

Set up in 2015, the scheme sees the government match any contributions that you make towards the H2B ISA by 25 percent up to the limit of £12,000 by contributing a maximum of £3,000

It is available to people over the age of 16, but you can only apply for it if you have not owned or part–owned a home before – and this includes anywhere in the world.

The help to buy ISA’s  are available to each first-time buyer, not each home, so if you are buying with your partner, for example you will be able to get up to £6,000 towards your deposit.

Instruct your solicitor or conveyancer to apply for your government bonus once your offer has been accepted – don’t wait until completion as this will be too late.

Once they receive the Government bonus, it will be added to money you are putting towards your first home.

November 30th deadline

While you can start the ISA with a deposit of up to £1,200, if you don’t have that much to hand right now, you can put in as little as £1 to get started, which means that you are able to secure your ISA before the deadline of November 30th.

Once you have set up the ISA you can bring your total up to £15,000 with the maximum contribution from the government of £3,000.

So … if you are a first time buyer, move quickly to get on the property ladder, and if you are looking for a great starter home, take a look at a duplex apartment we are currently selling on Moor Road in #Bramhope, #NorthLeeds and if you would like further information regarding  the Government ISA t 01134 676 400 w:davidphillip.co.uk 

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